Book GWP · in-force
£103,780
11 policies · band mix C/D 50%
Bound MTD
£18,400
4 policies · 82% of May target
NB submissions in pipeline
3
£?? potential · 1 referred, 1 quoted, 1 declined
Renewal retention · 12m
84.2%
▲ 1.4pt vs prior 12m
Loss ratio · 12m rolling
41.0%
Within capacity target <55%
STP rate · this month
62%
▲ from 47% three months ago
Every number is auto-aggregated from the policy, submission, broker and claims records — no report runs.
Today needs your attention on 4 things
Engine prioritised
Underwriter approvals waiting
3
-
REFERSUB-2026-0482 · Clearway DemolitionReferral pack ready — REFER (EL claim > £25k · HSE notice 2023)
-
RELEASEPOL-2025-0617 · Tradeline RoofingRenewal invite drafted · £6,860 · band C · ready to release
-
RELEASEPOL-2025-0625 · Halifax Asbestos NNLWRenewal invite drafted · re-rated to £5m PL on broker request
Renewals at risk
2
-
REDPOL-2025-0524 · Acorn PaintersRenewal in 4 days · broker silent after 2 chases · engine: call, don't email
-
LAPSEDPOL-2025-0510 · Pinewood ScaffoldingLapsed 10 days · recovery letter drafted · suggest joint Sarah + Karl call
Invites to send today
2
-
POL-2025-0617 · Tradeline RoofingMeridian / Hannah Pryce · 45-day invite window opened today
-
POL-2025-0625 · Halifax Asbestos NNLWStonebridge / Dev Acharya · band D · 60-day invite window
Inbox triaged · 8 unread
4 drafts to approve
NB · 2
MTA · 1
Claim · 1
Query · 2
Carrier · 1
Noise · 1
-
Hannah Pryce · BDB Roofing follow-upReply drafted — indicative £6,860 attached, awaiting UW sign-off
-
Karl Mensah · cherry-picker hire queryArboriculture exposure flagged for UW sense-check
Renewal pipeline · 90 days
Auto-diarised
May
June
July
August
Pinewood · LAPSED
Acorn 4d
Brunel 10d
Whitehill
Tradeline
Halifax
Castleway
Greenacre
Hartley
Forge
Mortimer
On track · 7
Slipping · 2
At risk · 1
Lapsed · 1
RAG rules applied automatically — see Output/renewal-pipeline-template.md
New-business pipeline · this week
Received
3
Avg time in stage: 4 min
Logged
3
Avg time in stage: 1 min
Enriched
3
CH · HSE · Loss runs
Quoted
1
£6,860 indicative
Bound
0
Awaiting broker
SUB-2026-0481
IN-APPETITE · QUOTED
Tradeline Roofing Ltd t/a BDB Roofing
Pitched roofing + torch-on · band C · Meridian / Hannah Pryce
Indicative: £6,860
2 days in stage
SUB-2026-0482
REFER · UW JUDGMENT
Clearway Demolition & Site Services Ltd
Demolition (non-explosive) · band D · Stonebridge / Dev Acharya
Trigger: EL claim £86.5k 2023 · HSE notice
15h in stage
SUB-2026-0483
AUTO-DECLINED
Façade Solutions (UK) Ltd t/a Summit Cladding
EWS / combustible facade · Apex / Karl Mensah
Reason: FACADE-EXCL · capacity-mandated
Broker note drafted
Chase queue · 6 outstanding
| Item | Owed by | Days | Engine recommendation | |
|---|---|---|---|---|
|
POL-2025-0524 · Acorn renewal info
Renewal · 2 attempts
|
Meridian / Hannah | 12 | Call, don't email. Hannah said it's admin not price (call 2026-05-12). | |
|
POL-2025-0530 · Brunel wageroll dec
Pre-bind subjectivity
|
Apex / Karl | 0 | Cleared 19 May. Re-rate done — UW to release renewal terms. | |
|
POL-2025-0510 · Pinewood recovery
Lapse recovery · 1 attempt
|
Apex / Karl | 10 | Joint Sarah + Karl call recommended — strong account historically. | |
|
SUB-2026-0481 · BDB signed proposal
NB · 0 attempts
|
Meridian / Hannah | 2 | Light-touch chase drafted — pair with indicative reply (above). | |
|
CLM-2026-0117 · Whitehill statements
Claims · 0 attempts
|
Stonebridge / Dev | 1 | Awaiting RIDDOR >7d confirmation per FNOL — 48h diary set. | |
|
POL-2025-0612 · Whitehill renewal invite
Internal · 1 day late
|
UW approval | 1 | Drafted & ready · 60-day window opened yesterday. |
Broker book · rolling 12m
| Broker | Subs | Bound | Conv | GWP | LR | Ret. | |
|---|---|---|---|---|---|---|---|
|
Meridian Brokers
Hannah Pryce · Leeds
|
41 | 19 | 46% | £73,400 | 32% | 88% | Green |
|
Stonebridge Risk Partners
Dev Acharya · Birmingham
|
22 | 9 | 41% | £147,200 | 58% | 78% | Green |
|
Apex Commercial
Karl Mensah · Manchester
|
18 | 6 | 33% | £41,300 | 19% | — | Watch |
Engine insight
Apex Commercial — 3 facade declines in 6 months
Karl keeps submitting EWS / combustible-facade risks (`FACADE-EXCL`). Loss ratio on what he does place is clean (19%). Recommendation: 30-min appetite refresh call — steer him to bookable trades. Diary invite drafted.
Claims · open positions
Open claims
1
Reserves £3k–£8k
FNOL last 24h
1
CLM-2026-0117
Subjectivities out
2
Across 2 policies
CLM-2026-0117 · Whitehill Demolition
FNOL · 06:18 today
Operative sprained ankle on debris at Coventry site. Method statement reportedly followed. RIDDOR borderline (>7d absence TBC). Coverage check: EL, within authority. Adjuster not yet instructed — 48h diary set.
Book health & capacity view
Loss ratio · 12m
41.0% rolling · target <55%
Hazard band mix
A 12%
B 38%
C 28%
D 22%
Bordereaux · Albion Speciality
- Current Q (Q2) 5 policies · £18,400
- Last submitted Q1 · ack 15 Apr
- Next due 15 Jul 2026
- Open carrier queries 1 · reply drafted
Development calls · upcoming
-
Meridian Brokers — Hannah Pryce 14-day check-backPer dev call 2026-05-12 (Sarah) · 3 NB risks pencilled for June · Acorn renewal silence to raiseTue 26 MayPre-brief: 25 May
-
Stonebridge Risk — Dev Acharya Quarterly book reviewDemolition concentration · Clearway outcome · capacity intel from market exitsThu 4 JunPre-brief: 3 Jun
-
Apex Commercial — Karl Mensah SuggestedEngine-recommended: appetite refresh after 3 facade declines · diary invite drafted, not yet sentTBDBook this week
Engine activity · last 12h
-
07:58
Morning brief generated · 4 attention items · 8 inbox triaged · 6 chasesOperations Lead view
-
07:42
Renewal invite drafted · POL-2025-0617 Tradeline RoofingRe-rated through rating model · awaiting UW release
-
07:35
Inbox triaged · 8 items classified · 4 replies drafted2 NB · 1 MTA · 1 claim · 2 query · 1 carrier · 1 noise
-
06:18
FNOL logged · CLM-2026-0117 Whitehill DemolitionCoverage check passed · reserve range set · 48h diary
-
02:11
Bordereau reconciliation reply drafted · Albion Speciality queryRe: Whitehill MTA · worksheet attached
-
Yest 17:22
Auto-decline drafted · SUB-2026-0483 Summit CladdingReason code FACADE-EXCL · capacity-mandated
-
Yest 16:48
Referral pack produced · SUB-2026-0482 Clearway DemolitionREFER · trigger: EL claim > £25k
-
Yest 15:30
Chase #2 sent · POL-2025-0524 Acorn PaintersTone: direct · no response