Book GWP · in-force
£103,780
11 policies · band mix C/D 50%
Bound MTD
£18,400
4 policies · 82% of May target
NB submissions in pipeline
3
£?? potential · 1 referred, 1 quoted, 1 declined
Renewal retention · 12m
84.2%
▲ 1.4pt vs prior 12m
Loss ratio · 12m rolling
41.0%
Within capacity target <55%
STP rate · this month
62%
▲ from 47% three months ago
Every number is auto-aggregated from the policy, submission, broker and claims records — no report runs.
Today needs your attention on 4 things Engine prioritised
As of 07:58 · click an item to open the record
Underwriter approvals waiting 3
  • SUB-2026-0482 · Clearway Demolition
    Referral pack ready — REFER (EL claim > £25k · HSE notice 2023)
    REFER
  • POL-2025-0617 · Tradeline Roofing
    Renewal invite drafted · £6,860 · band C · ready to release
    RELEASE
  • POL-2025-0625 · Halifax Asbestos NNLW
    Renewal invite drafted · re-rated to £5m PL on broker request
    RELEASE
Renewals at risk 2
  • POL-2025-0524 · Acorn Painters
    Renewal in 4 days · broker silent after 2 chases · engine: call, don't email
    RED
  • POL-2025-0510 · Pinewood Scaffolding
    Lapsed 10 days · recovery letter drafted · suggest joint Sarah + Karl call
    LAPSED
Invites to send today 2
  • POL-2025-0617 · Tradeline Roofing
    Meridian / Hannah Pryce · 45-day invite window opened today
  • POL-2025-0625 · Halifax Asbestos NNLW
    Stonebridge / Dev Acharya · band D · 60-day invite window
Inbox triaged · 8 unread 4 drafts to approve
NB · 2 MTA · 1 Claim · 1 Query · 2 Carrier · 1 Noise · 1
  • Hannah Pryce · BDB Roofing follow-up
    Reply drafted — indicative £6,860 attached, awaiting UW sign-off
  • Karl Mensah · cherry-picker hire query
    Arboriculture exposure flagged for UW sense-check
Renewal pipeline · 90 days Auto-diarised
Next 7 days: 1 renewal · 1 lapsed · 2 invites Next 30 days: 4 renewals · 3 invites Next 90 days: 11 renewals · £103,780 GWP
May
June
July
August
Pinewood · LAPSED
Acorn 4d
Brunel 10d
Whitehill
Tradeline
Halifax
Castleway
Greenacre
Hartley
Forge
Mortimer
On track · 7 Slipping · 2 At risk · 1 Lapsed · 1
RAG rules applied automatically — see Output/renewal-pipeline-template.md
New-business pipeline · this week Source: Inbox/inbox-2026-05-20.md · 3 NB this week
Received
3
Avg time in stage: 4 min
Logged
3
Avg time in stage: 1 min
Enriched
3
CH · HSE · Loss runs
Quoted
1
£6,860 indicative
Bound
0
Awaiting broker
SUB-2026-0481 IN-APPETITE · QUOTED
Tradeline Roofing Ltd t/a BDB Roofing
Pitched roofing + torch-on · band C · Meridian / Hannah Pryce
Indicative: £6,860 2 days in stage
SUB-2026-0482 REFER · UW JUDGMENT
Clearway Demolition & Site Services Ltd
Demolition (non-explosive) · band D · Stonebridge / Dev Acharya
Trigger: EL claim £86.5k 2023 · HSE notice 15h in stage
SUB-2026-0483 AUTO-DECLINED
Façade Solutions (UK) Ltd t/a Summit Cladding
EWS / combustible facade · Apex / Karl Mensah
Reason: FACADE-EXCL · capacity-mandated Broker note drafted
Chase queue · 6 outstanding Tone laddered automatically · approve to send
ItemOwed byDaysEngine recommendation
POL-2025-0524 · Acorn renewal info
Renewal · 2 attempts
Meridian / Hannah 12 Call, don't email. Hannah said it's admin not price (call 2026-05-12).
POL-2025-0530 · Brunel wageroll dec
Pre-bind subjectivity
Apex / Karl 0 Cleared 19 May. Re-rate done — UW to release renewal terms.
POL-2025-0510 · Pinewood recovery
Lapse recovery · 1 attempt
Apex / Karl 10 Joint Sarah + Karl call recommended — strong account historically.
SUB-2026-0481 · BDB signed proposal
NB · 0 attempts
Meridian / Hannah 2 Light-touch chase drafted — pair with indicative reply (above).
CLM-2026-0117 · Whitehill statements
Claims · 0 attempts
Stonebridge / Dev 1 Awaiting RIDDOR >7d confirmation per FNOL — 48h diary set.
POL-2025-0612 · Whitehill renewal invite
Internal · 1 day late
UW approval 1 Drafted & ready · 60-day window opened yesterday.
Broker book · rolling 12m 3 active broker relationships
BrokerSubsBoundConvGWPLRRet.
Meridian Brokers
Hannah Pryce · Leeds
41 19 46% £73,400 32% 88% Green
Stonebridge Risk Partners
Dev Acharya · Birmingham
22 9 41% £147,200 58% 78% Green
Apex Commercial
Karl Mensah · Manchester
18 6 33% £41,300 19% Watch
Engine insight
Apex Commercial — 3 facade declines in 6 months
Karl keeps submitting EWS / combustible-facade risks (`FACADE-EXCL`). Loss ratio on what he does place is clean (19%). Recommendation: 30-min appetite refresh call — steer him to bookable trades. Diary invite drafted.
Claims · open positions Reserve owner: UW Sarah · capacity: Albion Speciality
Open claims
1
Reserves £3k–£8k
FNOL last 24h
1
CLM-2026-0117
Subjectivities out
2
Across 2 policies
CLM-2026-0117 · Whitehill Demolition
FNOL · 06:18 today
Operative sprained ankle on debris at Coventry site. Method statement reportedly followed. RIDDOR borderline (>7d absence TBC). Coverage check: EL, within authority. Adjuster not yet instructed — 48h diary set.
Book health & capacity view Binding authority COR-CONTR-2026
Loss ratio · 12m
41.0% rolling · target <55%
Hazard band mix
11 policies
A 12% B 38% C 28% D 22%
Bordereaux · Albion Speciality
  • Current Q (Q2) 5 policies · £18,400
  • Last submitted Q1 · ack 15 Apr
  • Next due 15 Jul 2026
  • Open carrier queries 1 · reply drafted
Development calls · upcoming Pre-brief auto-generated 24h before
  • Meridian Brokers — Hannah Pryce 14-day check-back
    Per dev call 2026-05-12 (Sarah) · 3 NB risks pencilled for June · Acorn renewal silence to raise
    Tue 26 May
    Pre-brief: 25 May
  • Stonebridge Risk — Dev Acharya Quarterly book review
    Demolition concentration · Clearway outcome · capacity intel from market exits
    Thu 4 Jun
    Pre-brief: 3 Jun
  • Apex Commercial — Karl Mensah Suggested
    Engine-recommended: appetite refresh after 3 facade declines · diary invite drafted, not yet sent
    TBD
    Book this week
Engine activity · last 12h Every action audit-logged
  • 07:58
    Morning brief generated · 4 attention items · 8 inbox triaged · 6 chases
    Operations Lead view
  • 07:42
    Renewal invite drafted · POL-2025-0617 Tradeline Roofing
    Re-rated through rating model · awaiting UW release
  • 07:35
    Inbox triaged · 8 items classified · 4 replies drafted
    2 NB · 1 MTA · 1 claim · 2 query · 1 carrier · 1 noise
  • 06:18
    FNOL logged · CLM-2026-0117 Whitehill Demolition
    Coverage check passed · reserve range set · 48h diary
  • 02:11
    Bordereau reconciliation reply drafted · Albion Speciality query
    Re: Whitehill MTA · worksheet attached
  • Yest 17:22
    Auto-decline drafted · SUB-2026-0483 Summit Cladding
    Reason code FACADE-EXCL · capacity-mandated
  • Yest 16:48
    Referral pack produced · SUB-2026-0482 Clearway Demolition
    REFER · trigger: EL claim > £25k
  • Yest 15:30
    Chase #2 sent · POL-2025-0524 Acorn Painters
    Tone: direct · no response